Notices Regarding Horizon Interactive, LLC's Web Sites

Copyright

All materials created by Horizon Interactive, LLC and made available from the AnnuityCalc.com, Calcs4Web.com, CalcsForWeb.com, CashCalc.com, CustomCalcs.com, CustomCalculators.com, EZcalcs.com, FinancialShareware.com, HomeLoanCalc.com, Math4Finance.com, MoneyCalcs.com, MoneyToy.com, MoneyToys.com, NoseAboveWater.com, ORECS.com, PrivacyBoss.com, PromoCalc.com, PromoCalcs.com, REALCalc.com, RECalcPro.com, REcalcs.com, RECalculator.com, RefiCalc.com, RefiTool.com, RefiTools.com, SoftwareMASS.com, Text-tools.com and Wheatworks.net domains are Copyright © 1997-2010 by Horizon Interactive, LLC.   All Rights Reserved Worldwide.

Trademarks and Service Marks

The "+9$7" logo, MoneyToys™, Popup-Calculators™, Math4Finance™, SoftwareMASS™, NoseAboveWater™, CustomCalcs™, EZCalcs™ and Wheatworks™ are Trademarks of Horizon Interactive, LLC.

"Financial Math Made Easy!", "Make Your Site Pop!", and "Financial Calculators for YOUR Website!" are Service Marks of Horizon Interactive, LLC.

Microsoft and Windows are either registered trademarks or trademarks of Microsoft Corporation in the United States and/or other countries.

Java and all Java-based marks are trademarks or registered trademarks of Sun Microsystems, Inc. in the United States and other countries.  Horizon Interactive, LLC is independent of Sun Microsystems, Inc.  Flash is a registered trademark of Adobe Systems Incorporated.

Other product and company names mentioned herein may be the trademarks of their respective owners.

DISCLAIMER OF WARRANTY REGARDING WEB SITE CONTENTS

HORIZON INTERACTIVE, LLC AND/OR THEIR RESPECTIVE SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY OF THE INFORMATION CONTAINED IN THE DOCUMENTS, SOFTWARE AND RELATED GRAPHICS PUBLISHED ON THIS WEB SITE OR OTHERS OWNED BY HORIZON INTERACTIVE, LLC, FOR ANY PURPOSE.   ALL SUCH DOCUMENTS, SOFTWARE AND RELATED GRAPHICS ARE PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND.   HORIZON INTERACTIVE, LLC AND/OR THEIR RESPECTIVE SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, INCLUDING ALL IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.   IN NO EVENT SHALL HORIZON INTERACTIVE, LLC AND/OR THEIR RESPECTIVE SUPPLIERS BE LIABLE FOR ANY SPECIAL, INDIRECT OR CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER RESULTING FROM LOSS OF USE, DATA OR PROFITS, WHETHER IN AN ACTION OF CONTRACT, NEGLIGENCE OR OTHER TORTIOUS ACTION, ARISING OUT OF OR IN CONNECTION WITH THE USE OR PERFORMANCE OF INFORMATION AVAILABLE FROM THIS WEB SITE.

THE DOCUMENTS AND RELATED GRAPHICS PUBLISHED ON THIS WEB SITE AND OTHER WEB SITES OWNED BY HORIZON INTERACTIVE, LLC, COULD INCLUDE TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS.   CHANGES ARE PERIODICALLY MADE TO THE INFORMATION HEREIN.   HORIZON INTERACTIVE, LLC AND/OR THEIR RESPECTIVE SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE PRODUCT(S) AND/OR THE PROGRAM(S) DESCRIBED HEREIN AT ANY TIME.

This web site is controlled and operated by Horizon Interactive, LLC from within the State of Louisiana, United States of America.   Horizon Interactive, LLC makes no representation that materials in or available from this web site or other web sites owned by Horizon Interactive, LLC, are appropriate or available for use in other locations.   Persons choosing to access this web site do so on their own initiative and are responsible for compliance with local laws.

By accessing and using this web site and others owned by Horizon Interactive, LLC, you agree that any disputes relating to this agreement and this web site will be initiated and heard in the United States District Court for the Western District of Louisiana, or lacking federal jurisdiction, in the Third Judicial District Court for the State of Louisiana.   This agreement shall be governed by, construed and interpreted in accordance with the laws of the State of Louisiana, excluding any choice of law provisions.

If any provision of this agreement is adjudged invalid or unenforceable, such invalidity or unenforceability shall not invalidate or render unenforceable any other provisions.

Notices Regarding Links to Other Web sites and Domains

Links from Horizon Interactive, LLC's sites to other sites/domains may allow you to leave this site and others owned by Horizon Interactive, LLC.   Other sites and/or domains not owned by Horizon Interactive, LLC are not under the control of Horizon Interactive, LLC and Horizon Interactive, LLC is not responsible for the contents of linked sites or any link contained in a linked site.   Horizon Interactive, LLC provides these links only as a convenience to you and the inclusion of any link does not imply Horizon Interactive, LLC's endorsement of that site or its contents.

Notices Regarding Software Available from Horizon Interactive, LLC's Web Sites

The calculations performed by Horizon Interactive, LLC's financial software are approximate and are provided solely for your interactive experience.   While effort is made to ensure the accuracy of these calculations, there is NO WARRANTY, express or implied, for the accuracy or applicability of the information and calculated results to your particular financial question(s).   Please consult your own financial advisor before making any financial decisions.

Your use of Horizon Interactive, LLC's software indicates your understanding and acceptance of the these terms and conditions.   This license shall supersede any verbal, or prior verbal or written, statement or agreement to the contrary.   If you do not understand or accept these terms, or your local regulations prohibit limited disclaimers, you must cease and desist using Horizon Interactive, LLC's product(s) immediately.

Any software which is downloaded from this web site or other web sites owned by Horizon Interactive, LLC, for or on behalf of the United States of America, its agencies and/or instrumentalities ("U.S. Government"), is provided with Restricted Rights.   Use, duplication, or disclosure by the U.S. Government is subject to restrictions as set forth in subparagraph (c)(1)(ii) of the Rights in Technical Data and Computer Software clause at DFARS 252.227-7013 or subparagraphs (c)(1) and (2) of the Commercial Computer Software - Restricted Rights at 48 CFR 52.227-19, as applicable.   Manufacturer is Horizon Interactive, LLC, Post Office Box 7, Ruston, Louisiana, United States of America, 71273-0007.

DISCLAIMER OF WARRANTY REGARDING SOFTWARE PRODUCTS

HORIZON INTERACTIVE, LLC'S FINANCIAL SOFTWARE IS PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED INCLUDING, WITHOUT LIMITATION, ANY WARRANTY OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.  THE ENTIRE RISK AS TO THE RESULTS AND PERFORMANCE OF THIS SOFTWARE IS ASSUMED BY YOU, AND HORIZON INTERACTIVE, LLC ASSUMES NO RESPONSIBILITY FOR DEFECTS IN THE PRODUCT OR THE ACCURACY OR APPLICATION OF OR ERRORS OR OMISSIONS IN THE SOFTWARE AND DOES NOT WARRANT THAT THE FUNCTIONS CONTAINED IN THE SOFTWARE WILL BE UNINTERRUPTED OR ERROR-FREE, OR THAT ANY DEFECTS IN THE SOFTWARE WILL BE CORRECTED.   IN NO EVENT SHALL HORIZON INTERACTIVE BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES ARISING OUT OF THE USE OF OR INABILITY TO USE THE SOFTWARE, EVEN IF HORIZON INTERACTIVE HAS BEEN ADVISED OF THE LIKELIHOOD OF SUCH DAMAGES OCCURRING.   HORIZON INTERACTIVE, LLC SHALL NOT BE LIABLE FOR ANY LOSS, DAMAGES, OR COSTS ARISING OUT OF BUT NOT LIMITED TO:   LOST PROFITS OR REVENUE; LOSS OF USE OF THE SOFTWARE; LOSS OF DATA OR EQUIPMENT; COST OF RECOVERING SOFTWARE, DATA, OR MATERIALS IN THE SOFTWARE; CLAIMS BY THIRD PARTIES; OR OTHER SIMILAR COSTS.

The products and/or product use licenses are provided "AS IS", without any representation or warranty of any kind, either express or implied, including without limitation any representations or endorsements regarding the use of, the results of, or performance of the product, its appropriateness, accuracy, reliability, or correctness.   The entire risk as to the use of these products is assumed by the user.

Horizon Interactive, LLC does not assume liability for the use of these products beyond the original purchase price of the software.   In no event will Horizon Interactive, LLC be liable for additional direct or indirect damages including any lost profits, lost savings, or other incidental or consequential damages arising from any defects, or the use or inability to use this software, even if Horizon Interactive, LLC has been advised of the possibility of such damages.

Some states do not allow exclusion or limitation of implied warranties or limitation of liability for incidental or consequential damages, so the above limitations or exclusions may not apply to you.

IN NO EVENT SHALL HORIZON INTERACTIVE, LLC'S TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION (WHETHER IN CONTRACT, TORT [INCLUDING LICENSE], OR OTHERWISE) EXCEED THE AMOUNT PAID BY YOU FOR THE SOFTWARE PRODUCT.

ALL RIGHTS NOT EXPRESSLY GRANTED HEREIN ARE RESERVED.