Financial Formulas and Financial Equations

We often receive questions about the financial formulas used in Wheatworks™ financial software. These are some of the most requested financial equations upon which our algorithms and economic formulas are based. For even more financial formulas, visit Math4Finance.com.

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Financial Symbols

Financial formulas contain mathematical symbols or variables. The financial symbols used on this page include:

N = Term in Number of Periods
g = Rate of Growth
m = Compounding Frequency
i or r = Interest Rate
PMT = Periodic Payment
FV = Future Value
FVs = Future Value of a Single Sum
PV = Present Value
CF = Cash Flow
j = jth Period

These are some of the more commonly used financial formulas. These financial equations are used in a wide variety of financial calculations.

Future Value of Cash Flow Series