Financial Formulas and Financial Equations

We often receive questions about the financial formulas used in Wheatworks™ financial software.  These are some of the most requested financial equations upon which our algorithms and economic formulas are based.  For even more financial formulas, visit Math4Finance.com.

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Financial Symbols

Financial formulas contain mathematical symbols or variables.  The financial symbols used on this page include:

N = Term in Number of Periods
g = Rate of Growth
m = Compounding Frequency
i or r = Interest Rate
PMT = Periodic Payment
FV = Future Value
FVs = Future Value of a Single Sum
PV = Present Value
CF = Cash Flow
j = jth Period

These are some of the more commonly used financial formulas.  These financial equations are used in a wide variety of financial calculations.


Future Value of Cash Flow Series

calculate future value of cash flow series
financial shorthand

Net Present Value of Cash Flow Series

calculate net present value
financial symbols

Present Worth Cost of Cash Flow Series

calculate present worth cost of cash flow series
financial notation

Present Worth Revenue of Cash Flow Series

calculate present worth revenue for a cash flow series
calculate present worth cost of cash flow series

Future Value of Single Sum

calculate future value

Future Value of Annuity

calculate future value of annuity

Future Value of Annuity Due

Future value of Annuity Due formula

Present Value of Single Sum

Present Value Formula