MoneyToys Blog: All Things Financial

Here’s the claim code: DARSSEFZMVQE

For Immediate Release

February 12, 2010 — MoneyToys Free Loan Calculator, 5.1, Released.

The latest version of MoneyToys™ Free Loan Calculator is new available for download from MoneyToys.com.

Version 5.1 adds the ability to calculate and compare two loans side-by-side. For more information or to download this free, Windows-based loan calculator, visit the Free Loan Calculator web page at MoneyToys.com.

MoneyToys™ are a collection of 17 online financial calculators for web sites. With a few lines of HTML and MoneyToys, real estate webmasters can quickly install online financial calculators allowing their visitors to do financial math on their real estate web site.

The MoneyToys collection includes a Home Seller’s Proceeds Calculator, a Down Payment Savings Calculator, an APR Calculator, a Pay Down Debt or Invest Calculator, a Loan Spread Calculator, a Refinancing Calculator, a Closing Costs Calculator, a Simple Loan Calculator, a Very Simple Loan Calculator, a Savings Calculator, a Biweekly Payment Calculator, a Payment Calculator, a Loan Comparison Calculator, a Discounted Cash Flows Calculator, a Rent or Buy Calculator and more.

Real estate webmasters can configure MoneyToys website calculators to match their web site’s colors. In addition, the initial values of these web site calculators can be configured to meet the needs of a particular web site’s market.

For example, while a typical home loan in one markets may be $150,000, in another markets a typical loan amount may be $600,000. MoneyToys are easily configured for either market and display the initial values a real estate agent wishes visitors to see when they use the calculators on their website.

Installing MoneyToys is easy. Step-by-step installation instructions are included with each MoneyToys calculator. In addition, three sample web pages are included which show exactly how the calculators can be customized.

MoneyToys calculators allow real estate webmasters to easily add practical, interactive financial tools to their web site helping it stand out and offering visitors reasons to return.

MoneyToys are installed directly on a real estate web site and do not require access to any other site or web server. Unlike some website calculators, MoneyToys financial calculators do not include links which can take a visitor away from the web site. MoneyToys are designed to keep visitors on a real estate site and bring them back.

Individual MoneyToys calculators may be purchased for $39.95 (USD), while the entire MoneyToys collection of 17 calculators is available for only $139.95 (USD) at http://www.moneytoys.com. These license fees are one-time fees. MoneyToys requires no annual or traffic-based fees.

Try the entire collection of MoneyToys at http://www.moneytoys.com. For more information, contact Wheatworks Software, LLC, Post Office Box 7, Ruston, LA 71273.

About Wheatworks Software, LLC
Since 1997, Wheatworks Software has developed innovative financial calculators for consumers, professionals and companies in the real estate and financial services industries.

For more information contact:
Rick Wheat, Managing Partner
Wheatworks Software, LLC
MoneyToys.com

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Do you love economic charts and graphs? Does the thought of visualizing economics excite you?

If you answered, “Yes!”, then you must explore Visualizing Economics, a beautiful blog by the talented Catherine Mulbrandon.

Explore Visualizing Economics and you won’t be disappointed. You’ll see a huge collection of financial graphics. Some of my favorites include “Average Income in the United States“, “Prices, Inflation and Deflation: The Great Depression vs. the ‘Great Recession’“, and “United States Poverty Map“.

A new release of MoneyToys™ Free Loan Calculator (version 5.0) is now available from MoneyToys.com.

The updated Free Loan Calculator offers the ability to calculate and compare two loans on the same screen. For each loan, this software calculates the regular monthly payment, the total interest paid and the total amount paid.

For more information or to download this free, Windows®-based loan calculator, visit the Free Loan Calculator web page at MoneyToys.com.

Learn more at: MoneyToys.com Free Loan Calculator

If you surf the financial web sites or spend time watching the financial news channels on television, you hear a lot of BIG numbers being tossed around these days. Take the number for the US National Debt. It’s more than 12 Trillion (with a “t”) dollars. That’s a HUGE number!

Most people have trouble remembering numbers larger than 7 digits. And the phone company figured out long ago that splitting 7 digits into two smaller numbers of 3 and 4 digits makes it even easier for people to remember.

What do you do with $12 trillion? It’s 14 digits! And it changes constantly.

And how much debt per citizen or debt per taxpayer is $12 trillion?

There are other large numbers, too like the US Federal Budget Deficit ($137 Billion), total personal debt in the US ($16 Trillion) and US Credit Card Debt ($842 Billion).

One of the most fascinating web sites I’ve found related to the U.S. National Debt and these other large numbers is found at http://www.usdebtclock.org/. Don’t miss this visual feast of mind boggling numbers. And be prepared for shock. The numbers are not pretty, but the experience will be eye-opening!

MSNBC.com reports in, Home sales tumble as first-time buyers back off, that sales of previously owned homes fell more last month (December 2009) than in any other month in the last 40 years: 16.7% according to the National Association of Realtors. However, for the first time in the last four years, home sales actually ended the year with an annual gain. And in one of those “not since the Great Depression” events, across the board, home prices fell more than 12 percent last year, the biggest fall “since the Great Depression”.

Wheatworks is excited to announce the release of the first Flash®-based web site calculator in the MoneyToys™ collection of website calculators.

PAD File: http://www.moneytoys.com/pad/flash-payment/payment.xml

[padfile:http://www.moneytoys.com/pad/flash-payment/payment.xml]

There are many free website calculators available for use on web sites.  Many are loan payment or mortgage calculators designed for real estate agents or loan brokers.  Many of these free calculators are fairly simple.  Some are easy to install.

There’s one thing they nearly all have in common: if you install them on your website, they take visitors away from your site.  How many times have you searched for a loan calculator for your web site and been disappointed because it displays a link to the developer’s web site?

Install most free web site calculators and you end up advertising for another company and losing visitors to the advertiser’s web site.  Here’s a picture of what I mean:

Notice the underlined, “Bad Credit Mortgages”?  That’s the link this particular free calculator offers your web site visitors.  Off they go …

MoneyToys Website Calculators are designed so there’s no link.  MoneyToys calculators do not advertise or give your visitors a reason to leave your site.  In fact, everything about MoneyToys(tm) is designed to look like it was created just for your web site.  You configure the colors. You configure the default values your visitors see.  You configure the fonts.

And no one leaves your site because they clicked a link in a “free” calculator!